| (b) | a third party. See Utah Code 31A-1-301Certificate holder: means a person who:| (a) | requests, obtains, or possesses a certificate of insurance; and |
| (b) | is not a policyholder. See Utah Code 31A-22-1702Certificate of insurance: means a document that is prepared for or issued to a person who is not a policyholder as evidence of insurance, regardless of how it is titled or described. See Utah Code 31A-22-1702Endorsement: means a written agreement attached to a policy or certificate to modify the policy or certificate coverage. See Utah Code 31A-1-301Insurance: includes :| (i) | a risk distributing arrangement providing for compensation or replacement for damages or loss through the provision of a service or a benefit in kind; |
| (ii) | a contract of guaranty or suretyship entered into by the guarantor or surety as a business and not as merely incidental to a business transaction; and |
| (iii) | a plan in which the risk does not rest upon the person who makes an arrangement, but with a class of persons who have agreed to share the risk. See Utah Code 31A-1-301Policy: includes a service contract issued by:| (iii) | a corporation licensed under: |
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