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Overview of the Dodd-Frank Wall Street Reform and Consumer Protection Act

Written by William Clugston, Esq.   
Last Updated November 19, 2010

With a Democrat majority in both the House and the Senate, President Obama has been able to pass a trio of massive legislation - the stimulus, healthcare reform and financial reform. These are massive laws not only in terms of their impact on the country and its economy but also in sheer number of pages. In this and future articles we will look at the 2,300 page Dodd-Frank Wall Street Reform and Consumer Protection Act, which we will simply call "the Financial Reform Act." Today we will get an overview and in future articles will get a closer look at certain parts of this law, particularly those directly affecting consumers.

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The Bureau of Consumer Financial Protection

Written by William Clugston, Esq.   
Last Updated November 19, 2010

The Dodd-Frank Wall Street Reform and Consumer Protection Act ("The Act") contains one of the most significant changes to consumer credit regulation in decades through the creation of the Bureau of Consumer Financial Protection. Currently, a number of agencies are responsible for different aspects of consumer lending and other financial services depending on the regulation and the type of company offering the service.

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For legal information on specific topics relating to financial services, use the search tool, the Topics A-Z list, or the navigation on the left of each page. Or just click below:

Car Title Loans

Credit Cards

Debit Cards

Gift Cards

Military Borrowers

Payday Loans

Predatory Mortgage Lending

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Financial Services - C.F.R. Provisions

CFR > Title 17 - Commodity and Securities Exchanges

 

Financial Services - Selected State Laws

AlabamaAlabama Code > Title 5 - Banks And Financial Institutions
AlaskaAlaska Statutes Title 6 - Banks And Financial Institutions
ArizonaArizona Laws > Title 6
CaliforniaCalifornia Business and Professions Code > Division 1 > Chapter 4 - Consumer Affairs
California Business and Professions Code > Division 6 > Chapter 4 - Solicitations For Financial Services
California Financial Code
California Financial Code > Division 1.5 > Chapter 1 - General Provisions
California Financial Code > Division 1.5 > Chapter 3 - Sale
California Financial Code > Division 1.5 > Chapter 4 - Merger
California Financial Code > Division 1.5 > Chapter 5 - Conversion
California Financial Code > Division 2 > Chapter 10.1 - Foreign (Regional) Savings Companies
ConnecticutConnecticut General Statutes > Title 42 > Chapter 743u - Miscellaneous Consumer Cards
FloridaFlorida Statutes > Chapter 518 - Investment of Fiduciary Funds
Florida Statutes > Chapter 560 - Money Services Businesses
Florida Regulations - Department of Financial Services
HawaiiHawaii Revised Statutes Title 22 - Banks And Financial Institutions
IllinoisIllinois Compiled Statutes > Chapter 205 - Financial Regulation
IndianaIndiana Code > Title 28 - Financial Institutions
IowaIowa Code Title XIII > Subtitle 2 - Financial Institutions
Iowa Code Title XIII > Subtitle 3 - Money And Credit
MaineMaine Revised Statutes Title 9 - Banks And Financial Institutions
Maine Revised Statutes Title 9-B - Financial Institutions
MarylandMaryland Code > Financial Institutions
MassachusettsMassachusetts General Laws > Part I > Title II > Chapter 26 - Department Of Banking And Insurance
Massachusetts General Laws > Part I > Title XV > Chapter 107 - Money And Registration, Issuance And Redemption Of Bonds And Other Securities, Facsimile Signatures
MichiganMichigan Laws > Chapter 487
MissouriMissouri Laws > Title XXIV
MontanaMontana Code Title 32 - Financial Institutions
NebraskaNebraska Statutes > Chapter 58 - Money And Financing
NevadaNevada Revised Statutes > Title 9 - Security Instruments Of Public Utilities; Mortgages; Deeds Of Trust; Other Liens
Nevada Revised Statutes > Title 56 - Other Financial Institutions
New HampshireNew Hampshire Revised Statutes > Title XXXVI - Pawnbrokers And Moneylenders
New JerseyNew Jersey Statutes > Title 17
New MexicoNew Mexico Statutes Chapter 58 - Financial Institutions and Regulations
New YorkNew York Laws - Financial Services Law
North CarolinaNorth Carolina General Statutes > Chapter 26 - Suretyship
OhioOhio Code > Title 11
OregonOregon Statutes > Volume 16 - Financial Institutions; Insurance
Rhode IslandRhode Island General Laws > Title 19 - Financial Institutions
South CarolinaSouth Carolina Code > Title 34 - Banking, Financial Institutions and Money
TennesseeTennessee Code > Title 45 - Banks And Financial Institutions
TexasTexas Finance Code
Texas Occupations Code > Title 5 > Subtitle A - Financial Services
UtahUtah Code > Title 7 - Financial Institutions Act
Utah Code > Title 43 - Negotiable Certificates
VermontVermont Statutes Title 8 - Banking and Insurance
VirginiaVirginia Code Title 6.2 - Financial Institutions and Services
WisconsinWisconsin Statutes Chapter 224 - Miscellaneous banking and financial institutions provisions

 

Questions & Answers: Financial Services

The lenders broker locked in my rate without telling me. I have not signed nor do I intend to sign this lock in agreement. Am I obligated to accept this interest rate, the current ...
I lost my job after breast cancer and have now exhausted Cobra. I am denied any policy by all insurers I have asked. Where, as a recent breast cancer survivor, is health insurance ...
Does this law apply or not apply to state insurances (MassHealth and the like?) The reason I ask is while complete MassHealth provides hospice benefits, MassHealth Limited does no...
Does 1641 statute apply to property claims adjusters?...
I've been told that the wind mitigation inspection form that I submitted to my insurance co. is no longer valid. The inspection was done in July 2011 on a form that says "this ver...
I bought two year online education program. during the warranty period, the exam subjects were changed. then I can't use my paperbook and I am not satisfied with the unchanged prog...
 
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