Identity Theft 

Delaware Code > Title 6 > Chapter 22 > § 2202 - Definitions

For the purposes of this chapter, the following terms shall have the following meanings:

(1) "Consumer" means an individual who is a resident of Delaware.

(2) "Consumer report" or "credit report" means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing, credit score, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibility for:

a. Credit or insurance to be used primarily for personal, family, or household purposes, except that nothing in this chapter authorizes the use of credit evaluations, credit scoring or insurance scoring in the underwriting of personal lines of property or casualty insurance;

b. Employment purposes; or

c. Any other purpose authorized under section 15 U.S.C. § 1681b.

(3) "Consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties.

(4) "Credit card" has the same meaning as in § 103 of the Truth in Lending Act [15 U.S.C. § 1601 et seq.].

(5) "Credit history" means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, or credit capacity that is used or expected to be used, or collected in whole or in part, for the purpose of determining personal lines insurance premiums or eligibility for coverage.

(6) "Debit card" means any card or device issued by a financial institution to a consumer for use in initiating an electronic fund transfer from the account holding assets of the consumer at such financial institution, for the purpose of transferring money between accounts or obtaining money, property, labor, or services.

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Questions & Answers: Identity Theft

Very well written article William! I appreciate that you provided both sides of the argument so clearly. Even someone like me, with no legal background can understand the issues at...

Is there a statute of limitation for receiving stolen property? Also, the recipients were not aware the property was stolen, but was given to them by a person who knowingly stole ...

Please note I have read this matter yet, mines is so unexplained where all I can say is I worked under this same name and alleged number since June 24, 1978 I was to be based on my...

See also:

Delaware Code Title 6 > Chapter 22 - Credit And Identity Theft Protection

Federal Regulations: Identity Theft

CFR > Title 16 > Chapter I > Part 681 - Identity theft rules

Tennessee Code > Title 64 > Chapter 5 > Part 2 > § 64-5-214. Cooperation of state agencies

All state agencies are hereby authorized and directed to extend their cooperation and lend assistance to the authority in the formulation and implementation of its planning and development program.

[Acts 1986, ch. 789, § 14.]

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