(a) Each vehicle protection product warranty shall state the terms, restrictions, or conditions if any, governing cancellation of the warranty by the warrantor before the expiration date of the warranty. Cancellation may only occur under this section for:

Terms Used In Hawaii Revised Statutes 481R-10

  • Consumer: means a person in this State who purchases or otherwise possesses a vehicle protection product. See Hawaii Revised Statutes 481R-1
  • Fraud: Intentional deception resulting in injury to another.
  • Seller: means a person engaged in the business of offering a vehicle protection product for sale to a consumer. See Hawaii Revised Statutes 481R-1
  • Vehicle protection product: means a product or system, which includes a written warranty, that is:

    (1) Installed or applied to a vehicle; and

    (2) Designed to prevent loss or damage to a vehicle from a specific cause. See Hawaii Revised Statutes 481R-1

  • Warrantor: means a person named under the terms of a vehicle protection product warranty as the contractual obligor to the consumer. See Hawaii Revised Statutes 481R-1
(1) Nonpayment by the consumer for the vehicle protection product;
(2) A material misrepresentation by the consumer to the seller or warrantor;
(3) Fraud by the consumer; or
(4) A substantial breach of duties by the consumer relating to the warranty.
(b) A warrantor shall mail written notice of cancellation to the consumer at the last address of the consumer contained in the records of the warrantor at least thirty days prior to the effective date of the cancellation. The notice shall state the effective date of the cancellation and the reason for the cancellation.