1. Health insurance policies. This chapter applies to individual health insurance policies subject to chapter 33 and to group health insurance policies and certificates subject to chapter 35.

[PL 2001, c. 410, Pt. C, §1 (NEW).]

Terms Used In Maine Revised Statutes Title 24-A Sec. 2691

  • Contract: A legal written agreement that becomes binding when signed.
  • health insurance: means insurance of human beings against bodily injury, disablement or death by accident or accidental means, or the expense thereof, or against disablement or expense resulting from sickness, and every insurance appertaining thereto, including provision for the mental and emotional welfare of human beings by defraying the costs of legal services only to the extent provided for in chapter 38. See Maine Revised Statutes Title 24-A Sec. 704
  • Policy: means an entire contract between the insurer and the insured, including riders, endorsements and the application, if attached. See Maine Revised Statutes Title 24-A Sec. 2692
  • United States: includes territories and the District of Columbia. See Maine Revised Statutes Title 1 Sec. 72
2. Dental plans and vision care plans. This chapter applies to dental plans and vision care plans only as specified.

[PL 2001, c. 410, Pt. C, §1 (NEW).]

3. Policies not subject to this chapter. This chapter does not apply to:
A. Individual policies or contracts issued pursuant to a conversion privilege under a policy or contract of group or individual insurance when that group or individual policy or contract includes provisions that are inconsistent with the requirements of this chapter; [PL 2001, c. 410, Pt. C, §1 (NEW).]
B. Policies issued to employees or members as additions to franchise plans in existence on the effective date of this chapter; [PL 2001, c. 410, Pt. C, §1 (NEW).]
C. Medicare supplement policies subject to chapter 67; [PL 2001, c. 410, Pt. C, §1 (NEW).]
D. Long-term care insurance policies subject to chapters 68 and 68?A; [PL 2003, c. 428, Pt. G, §2 (AMD).]
E. Group disability income protection coverage; or [PL 2001, c. 410, Pt. C, §1 (NEW).]
F. Insurance policies supplemental to the Civilian Health and Medical Program of the Uniformed Services, CHAMPUS, 10 United States Code, Chapter 55 (2000). [PL 2001, c. 410, Pt. C, §1 (NEW).]

[PL 2003, c. 428, Pt. G, §2 (AMD).]

SECTION HISTORY

PL 2001, c. 410, §C1 (NEW). PL 2003, c. 428, §G2 (AMD).
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