Maryland Code, COMMERCIAL LAW 12-113

including: means includes or including by way of illustration and not by way of limitation. See
Person: includes an individual, receiver, trustee, guardian, personal representative, fiduciary, representative of any kind, corporation, partnership, business trust, statutory trust, limited liability company, firm, association, or other nongovernmental entity. See
state: means :

(1) a state, possession, territory, or commonwealth of the United States; or

(2) the District of Columbia. See

(a) Except as provided in subsection (b) of this section, a lender may not refuse to lend money to any person solely because of:

(1) Geographic area or neighborhood; or

(2) Race, creed, color, age, sex, marital status, handicap, or national origin.

(b) A lender may refuse to make a loan:

(1) On property outside a geographic area of the State in which the lender normally does business;

(2) To be used in a type of business or activity other than a type in connection with which the lender normally makes loans; or

(3) Because of a greater than normal risk, including one due to:

(i) The presence of an airport;

(ii) An unusual drainage condition; or

(iii) Any other situation which causes a greater than normal risk of loss in a particular area.