Maryland Code, COMMERCIAL LAW 12-1202

Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
state: means :

(1) a state, possession, territory, or commonwealth of the United States; or

(2) the District of Columbia. See

(a) The provisions of this subtitle:

(1) Apply to a reverse mortgage loan secured by a borrower’s principal dwelling in the State; and

(2) Are in addition to any other applicable provisions of law.

(b) If a provision of this subtitle conflicts with any provision of this title, the provision of this subtitle applies.