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§ 45-15-101 |
Short title |
§ 45-15-102 |
Purpose |
§ 45-15-103 |
Chapter definitions |
§ 45-15-104 |
Authority of licensed title pledge lenders |
§ 45-15-105 |
License required – Loans made without license void |
§ 45-15-106 |
Eligibility requirements for license – Application – Fees – Issuance or denial of license – Hearing on denial – Renewal – Change in control of lender |
§ 45-15-107 |
Suspension or revocation of license |
§ 45-15-108 |
Rules and regulations – Compliance examinations – Preservation of books and records – Reproduction and preservation of records – Report by commissioner on rates and terms of loans |
§ 45-15-109 |
Notification to commissioner of changes – Events requiring report to commissioner – Biennial reports |
§ 45-15-110 |
Record of transactions required – Required information printed on agreement – Execution of agreement – Liens |
§ 45-15-111 |
Rate of interest and charges – Consumer notification and disclosure form |
§ 45-15-112 |
Right to redeem |
§ 45-15-113 |
Thirty-day agreements – Renewal of agreements – Right to cancel – Fees and requirements for renewals |
§ 45-15-114 |
Twenty-day holding period – Procedure for redemption or failure to redeem – Loss of agreement by pledgor |
§ 45-15-115 |
Prohibited actions by lender |
§ 45-15-116 |
Safekeeping of titled personal property or personal property certificates of title – Insurance coverage – Damaged property |
§ 45-15-117 |
Violations |
§ 45-15-118 |
Actions authorized by commissioner for violations – Consent orders – Penalties – Enforcement – Emergency action – Investigation of complaints – Censure, suspension, or bar |
§ 45-15-119 |
Supersession of ordinances or resolutions of municipal corporations |
§ 45-15-120 |
Applicability of motor vehicle provisions |
§ 45-15-121 |
Licensing through multi-state automated licensing system |
§ 45-15-122 |
Agent for channeling information |
§ 45-15-123 |
Privacy or confidentiality of shared information |