1. Subject to federal law and regulation, no person, partnership, corporation, association or other business entity shall charge a consumer an additional rate or fee or a differential in the rate or fee associated with payment on an account when the consumer chooses to pay by United States mail or receive a paper billing statement. This subdivision shall not be construed to prohibit a person, partnership, corporation, association or other business entity from offering consumers a credit or other incentive to elect a specific payment or billing option.
2. Every violation of this section shall be deemed a deceptive act and practice subject to enforcement under article twenty-two-A of this chapter.
3. Nothing in this section shall be construed to restrict any right which any person may have under any other statute or the common law.
