(1) lacks sufficient income or benefits to maintain a reasonable subsistence compatible with decency and health; and

(2) (i) is eligible for or receives cash benefits under Title XVI of the federal Social Security Act; or

(ii) is aged, blind, or disabled as defined under Title XVI of the federal Social Security Act and, but for income, would receive cash benefits under that title.

(b) An applicant may not assign or transfer property to establish eligibility for assistance under this part during the 3 years before:

(1) filing an application for assistance; or

(2) receiving assistance.