Terms Used In California Codes > Health and Safety Code > Division 104 > Part 13

• Approved lending institution: means a qualified mortgage lender approved by the agency for participation in a program of loan insurance, including those successors and assigns of any such institution as are permitted by the agency. See California Probate Code 16326
• area median income: means the median family income of a geographic area of the state, as annually estimated by the United States Department of Housing and Urban Development pursuant to Section 8 of the United States Housing Act of 1937. See California Probate Code 5612
• board of directors: means the Board of Directors of the California Housing Finance Agency. See California Probate Code 16326
• Bond reserve requirement: means an amount specified by the agency which shall, as of any particular date of computation, be at least equal to the total of both of the following:

  California Probate Code 16326

• creditor: means the state or the department or agency of the state seeking to collect the liability. See California Code of Civil Procedure 688.040
• Customer: means a person or entity that purchases water from a retail water supplier. See California Health and Safety Code 117550
• debtor: means the debtor from whom the liability is sought to be collected. See California Code of Civil Procedure 688.040
• Entity responsible for groundwater replenishment: means any person or entity authorized by statute or court order to manage a groundwater basin and acquire water for groundwater replenishment. See California Health and Safety Code 117550
• Executive director: means the Executive Director of the California Housing Finance Agency. See California Probate Code 16326
• insurance fund: means the California Housing Loan Insurance Fund, which is hereby created. See California Probate Code 16326
• Insurance reserve requirement: means an amount established by the agency, which shall, as of any particular date of computation, be at least equal to the total of both of the following:

  California Probate Code 16326

• Insured loan: means a loan insured pursuant to Chapter 4 (commencing with Section 51650). See California Probate Code 16326
• Local agency: as used in this chapter , means a local agency as defined in Section 66000. See California Insurance Code 930
• Mortgage guaranty insurance: means either of the following:

  California Probate Code 16326

• Multifamily residential housing: means an improvement on real estate which is a building or buildings containing five or more residential units. See California Probate Code 16326
• Navigable waters: means all public waters of the state in any river, stream, lake, reservoir, or other body of water, including all salt water bays, inlets, and estuaries within the jurisdiction of the state. See California Health and Safety Code 117510
• Person: includes any city, county, district, the state, and the United States, to the extent authorized by federal law. See California Health and Safety Code 116410
• Persons and families of low or moderate income: includes very low income households, as defined in Section 50105, extremely low income households, as defined in Section 50106, and lower income households as defined in Section 50079. See California Probate Code 5612
• Persons and families of low or moderate income: means "persons and families of low or moderate income" as defined in Section 50093. See California Probate Code 16326
• Qualified nonprofit organization: means an organization with experience in providing financial and technical assistance to disadvantaged communities that is qualified to operate in California and qualified for exempt status under Section 501(c)(3) of the Internal Revenue Code. See California Health and Safety Code 117420
• Recycled water: means water which, as a result of treatment of waste, is suitable for a direct beneficial use or a controlled use that would not otherwise occur and is therefor considered a valuable resource. See California Health and Safety Code 116410
• Recycled water producer: means any local public entity that produces recycled water. See California Health and Safety Code 117550
• Recycled water wholesaler: means any local public entity that distributes recycled water to retail water suppliers and which has constructed, or is constructing, a recycled water distribution system. See California Health and Safety Code 117550
• Retail water supplier: means any local entity, including a public agency, city, county, or private water company, that provides retail water service. See California Health and Safety Code 117550
• Retailer: means the retail water supplier in whose service area is located the property to which a customer requests the delivery of recycled water service. See California Health and Safety Code 117550
• Single-family residential housing: means an improvement on real estate which is a building or a condominium unit or buildings containing one to four units. See California Probate Code 16326
• Small water system: means a system for the provision of piped water to the public for human consumption that serves at least two, but not more than 14, service connections and is not a public water system as defined in Section 116275 of the Health and Safety Code. See California Health and Safety Code 117420
• State board: means the State Water Resources Control Board. See California Health and Safety Code 116410
• Vessel: means every description of craft or other contrivance used, or capable of being used, as a means of transportation in or on water. See California Health and Safety Code 117510
• Waste: includes sewage and any and all other waste substances, liquid, solid, gaseous, or radioactive, associated with human habitation, or of human or animal origin, or from any producing, manufacturing, or processing operation, including waste placed within containers of whatever nature prior to, and for purposes of, disposal. See California Health and Safety Code 116410