Sec. 15. If a protected consumer or a protected consumer‘s representative wishes to remove a security freeze for the protected consumer, the protected consumer or the protected consumer’s representative shall:

(1) submit a request for the removal of the security freeze to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency;

Terms Used In Indiana Code 24-5-24.5-15

  • consumer: means an individual whose principal residence is in Indiana. See Indiana Code 24-5-24.5-1
  • consumer reporting agency: has the meaning set forth in IC 24-5-24-3. See Indiana Code 24-5-24.5-3
  • protected consumer: means an individual who is:

    Indiana Code 24-5-24.5-4

  • representative: means a person who provides to a consumer reporting agency sufficient proof of authority to act on behalf of a protected consumer. See Indiana Code 24-5-24.5-6
  • security freeze: means :

    Indiana Code 24-5-24.5-7

  • sufficient proof of authority: means documentation that shows a representative has authority to act on behalf of a protected consumer and includes:

    Indiana Code 24-5-24.5-8

  • sufficient proof of identification: means information or documentation that identifies a protected consumer or a representative of a protective consumer and includes:

    Indiana Code 24-5-24.5-9

(2) provide to the consumer reporting agency:

(A) in the case of a request by a protected consumer:

(i) proof that the sufficient proof of authority for the protected consumer’s representative to act on behalf of the protected consumer is no longer valid; and

(ii) sufficient proof of identification of the protected consumer; or

(B) in the case of a request by the representative of a protected consumer:

(i) sufficient proof of identification of the protected consumer and the representative; and

(ii) sufficient proof of authority to act on behalf of the protected consumer; and

(3) pay to the consumer reporting agency a fee as provided in section 17 of this chapter.

As added by P.L.65-2014, SEC.9. Amended by P.L.5-2015, SEC.54.

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