§ 24-5-24.5-1 “Consumer”
§ 24-5-24.5-2 “Consumer report”
§ 24-5-24.5-3 “Consumer reporting agency”
§ 24-5-24.5-4 “Protected consumer”
§ 24-5-24.5-5 “Record”
§ 24-5-24.5-6 “Representative”
§ 24-5-24.5-7 “Security freeze”
§ 24-5-24.5-8 “Sufficient proof of authority”
§ 24-5-24.5-9 “Sufficient proof of identification”
§ 24-5-24.5-10 Exceptions to application
§ 24-5-24.5-11 Requirement to place security freeze; conditions; creating record
§ 24-5-24.5-12 Placing security freeze
§ 24-5-24.5-13 Prohibited from releasing consumer report or record
§ 24-5-24.5-14 Security freeze in effect until removed
§ 24-5-24.5-15 Requirements to remove security freeze
§ 24-5-24.5-16 Removing security freeze
§ 24-5-24.5-17 Fees
§ 24-5-24.5-18 Material misrepresentation of fact; removing security freeze or deleting record
§ 24-5-24.5-19 Severability

Terms Used In Indiana Code > Title 24 > Article 5 > Chapter 24.5 - Security Freezes for Protected Consumers

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • consumer: means an individual whose principal residence is in Indiana. See Indiana Code 24-5-24.5-1
  • consumer report: has the meaning set forth in IC 24-5-24-2. See Indiana Code 24-5-24.5-2
  • consumer reporting agency: has the meaning set forth in IC 24-5-24-3. See Indiana Code 24-5-24.5-3
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • protected consumer: means an individual who is:

    Indiana Code 24-5-24.5-4

  • record: means a compilation of information that:

    Indiana Code 24-5-24.5-5

  • representative: means a person who provides to a consumer reporting agency sufficient proof of authority to act on behalf of a protected consumer. See Indiana Code 24-5-24.5-6
  • security freeze: means :

    Indiana Code 24-5-24.5-7

  • sufficient proof of authority: means documentation that shows a representative has authority to act on behalf of a protected consumer and includes:

    Indiana Code 24-5-24.5-8

  • sufficient proof of identification: means information or documentation that identifies a protected consumer or a representative of a protective consumer and includes:

    Indiana Code 24-5-24.5-9