Indiana Code 24-5-24.5-17. Fees
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Sec. 17. (a) Except as provided in subsection (b), a consumer reporting agency may not impose a fee for any service described in this chapter.
(c) A consumer reporting agency may not charge a fee under this chapter if:
(b) A consumer reporting agency may charge a reasonable fee, not exceeding five dollars ($5), for each placement or removal of a security freeze under this chapter.
Terms Used In Indiana Code 24-5-24.5-17
- Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
- consumer: means an individual whose principal residence is in Indiana. See Indiana Code 24-5-24.5-1
- consumer report: has the meaning set forth in IC 24-5-24-2. See Indiana Code 24-5-24.5-2
- consumer reporting agency: has the meaning set forth in IC 24-5-24-3. See Indiana Code 24-5-24.5-3
- Fraud: Intentional deception resulting in injury to another.
- protected consumer: means an individual who is:
Indiana Code 24-5-24.5-4
- representative: means a person who provides to a consumer reporting agency sufficient proof of authority to act on behalf of a protected consumer. See Indiana Code 24-5-24.5-6
- security freeze: means :
Indiana Code 24-5-24.5-7
(1) the protected consumer‘s representative:
(A) has obtained a police report or affidavit of alleged identity fraud against the protected consumer; and
(B) provides a copy of the report or affidavit to the consumer reporting agency; or
(2) a request for the placement or removal of a security freeze is for a protected consumer who is less than sixteen (16) years of age at the time of the request and the consumer reporting agency has a consumer report concerning the protected consumer.
As added by P.L.65-2014, SEC.9.