1. Except as provided in subsection 2, this chapter shall apply to all health carriers.

Terms Used In Iowa Code 514J.103

  • benefits: means those health care services to which a covered person is entitled under the terms of a health benefit plan. See Iowa Code 514J.102
  • Commissioner: means the commissioner of insurance. See Iowa Code 514J.102
  • following: when used by way of reference to a chapter or other part of a statute mean the next preceding or next following chapter or other part. See Iowa Code 4.1
  • Rule: includes "regulation". See Iowa Code 4.1
 2. This chapter shall not apply to any of the following:

 a. A policy or certificate that provides coverage only for a specified disease, specified accident or accident-only, credit, disability income, hospital indemnity, long-term care, vision care, or any other limited supplemental benefit.
 b. A Medicare supplement policy of insurance, as defined by the commissioner by rule.
 c. Coverage under a plan through Medicare, Medicaid, or the federal employees health benefits program, any coverage issued under 10 U.S.C. ch. 55, and any coverage issued as supplemental to that coverage.
 d. Any coverage issued as supplemental to liability insurance.
 e. Workers’ compensation or similar insurance.
 f. Automobile medical-payment insurance or any insurance under which benefits are payable with or without regard to fault, whether written on a group blanket or individual basis.