Unless otherwise clearly indicated by the context, the following words and terms as used in sections 374.450 and 374.455 shall mean:

(1) “Director”, the director of the department of commerce and insurance;

Terms Used In Missouri Laws 374.450

  • Department: the department of commerce and insurance. See Missouri Laws 374.005
  • Director: the director of the department of commerce and insurance. See Missouri Laws 374.005
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Property: includes real and personal property. See Missouri Laws 1.020
  • State: when applied to any of the United States, includes the District of Columbia and the territories, and the words "United States" includes such district and territories. See Missouri Laws 1.020

(2) “Insurer”, any insurance company, reciprocal or inter-insurance exchange, licensed and authorized by the director to write automobile insurance within this state;

(3) “Private automobile insurance”, a policy of insurance covering private passenger nonfleet vehicles owned by an individual or by a husband and wife and providing any one or more perils of protection against bodily injury liability, property damage liability, medical payments, uninsured motorist, comprehensive, collision, or other insurance coverage incidental to the operation of the vehicle.