If a board of directors of a credit union proposes to make a material change in the strategic plan, funding plan or other factors considered by the commissioner in granting a charter to the credit union within 5 years of its receipt of a certificate to engage in business under N.H. Rev. Stat. § 383-E:3-310, the board may not make such change unless it submits an application seeking approval of the change to the commissioner as provided in N.H. Rev. Stat. § 383-A:6-602 and it is permitted to do so by the commissioner.