§ 370.005 Definitions
§ 370.006 Division of credit unions created — transfer — salary of director.
§ 370.010 Credit union, how organized
§ 370.020 Certificate of organization, contents — membership shares, minimum, maximum …
§ 370.030 Bylaws, contents
§ 370.040 Approval by director, certificate, provisional issuance, fee, examination
§ 370.050 Change of business location — notice — approval required.
§ 370.060 Amendments to bylaws, effective when
§ 370.061 Credit union commission, created, members, term, compensation — credit …
§ 370.062 Duties
§ 370.063 Appeals — rules — nonseverability clause.
§ 370.070 Powers of a credit union
§ 370.071 Additional powers of a credit union — membership fee allowed, when.
§ 370.072 Safe deposit boxes, to have same rights, powers and duties as bank and ..
§ 370.073 Fee or service charge authorized, when
§ 370.075 Investment of credit union funds
§ 370.080 Membership of credit union, membership shares not to be pledged as security ..
§ 370.081 Merger and consolidation of credit unions — additional member groups and …
§ 370.082 Retroactive applicability
§ 370.085 Membership shares, uses — valuation — withdrawal — redemption — dividends.
§ 370.088 Branches required to be located in geographic area of the credit union
§ 370.090 Operation without having filed certificate of approval prohibited
§ 370.100 Division director — powers — qualifications — examiners and assistants.
§ 370.101 Oath required, when — conflict of interest, when — administrative subpoena …
§ 370.102 Confidentiality oath required, exceptions — confidentiality of information.
§ 370.107 Annual fee — how computed — division of credit unions fund, created, uses — …
§ 370.110 Annual reports — when — penalty for late, inaccurate or incomplete.
§ 370.120 Annual examination or audit report, exception — subpoena power.
§ 370.121 Examination report to be sent to credit unions for corrections and ..
§ 370.130 Penalty for noncompliance
§ 370.140 Director, cease and desist orders — grounds — hearing — procedure — review, …
§ 370.150 Director may order suspension, possession, reorganization, merger, ..
§ 370.151 Reorganization — approval — procedure, failure — liquidation.
§ 370.154 Powers of receiver
§ 370.156 Withdrawal applications voided, when
§ 370.157 Director may remove officers, procedure
§ 370.158 Court may approve or modify reorganization or merger plan
§ 370.160 Fiscal year
§ 370.161 Notice of intention to remove, contents, procedure
§ 370.162 Appeal to circuit court, when
§ 370.163 Suspension of director or officer permitted, when, procedure
§ 370.164 Suspension, effect on board of directors, procedure
§ 370.165 Effective date of notice of suspension
§ 370.170 Meetings and special meetings, voting — proxies, when — action at meeting.
§ 370.180 Board of directors, committees — election — terms — oath.
§ 370.190 Directors to elect officers — duties established by board or bylaws.
§ 370.200 Duties of board
§ 370.210 Compensation not allowed for board of directors — approval of other …
§ 370.220 Duties of credit committee — credit manager authorized — delegation of loan …
§ 370.230 Powers and duties of supervisory committee
§ 370.235 Employees handling funds of credit union to give surety bond — duties of …
§ 370.240 Capital of credit unions
§ 370.250 Lien on shares, share certificates, deposits, share draft and checking ..
§ 370.260 Cancellation of shares — member to keep credit union informed of current …
§ 370.270 Entrance and transfer fees
§ 370.275 Trust accounts, requirements — beneficiaries’ rights — payment a discharge …
§ 370.283 Minors may hold or release shares — subject to lien.
§ 370.285 Retirement accounts and pension funds, authority to serve as trustee
§ 370.287 Jointly held shares, survival — effect of incapacity on joint tenancy — …
§ 370.290 Power to borrow money from any source
§ 370.300 Loans, interest rate — charges — refunds to members.
§ 370.310 Limitations on loans — installment loans — repayment — loans to directors …
§ 370.320 Reserve fund required
§ 370.325 Reserves, amounts required, waived when, procedure
§ 370.328 Reserve fund distribution, when
§ 370.330 Dividends, when declared — how paid.
§ 370.340 Expulsion and withdrawal of members, expelled member’s right to hearing — …
§ 370.350 Dissolution of credit union, liquidation procedure, rulemaking authority, ..
§ 370.351 Credit unions may merge — directors to approve plan, procedure.
§ 370.352 Consolidation into new credit union — directors to approve plan.
§ 370.353 Submission of plan to meeting of members or shareholders — notice.
§ 370.354 Vote required for approval — director may approve, when.
§ 370.355 Certificate of merger or consolidation, issued when — copies, where filed.
§ 370.356 Shareholder may object to merger or consolidation, procedure — payment of …
§ 370.357 Effect of merger or consolidation
§ 370.358 Foreign credit union may apply for certificate — transfer of domestic …
§ 370.359 Conversion from state to federal or federal to state credit union, procedure
§ 370.360 Unauthorized use of words “credit union” a misdemeanor
§ 370.362 Insurance required, contents — failure to obtain or maintain, effect — …
§ 370.365 Central credit union defined — how formed — fee, how determined.
§ 370.366 Central credit union conversion, consolidation or merger with bank or trust ..
§ 370.390 Foreign credit union may operate in state, requirements
§ 370.395 State employees, deductions from compensation authorized, requirements
§ 370.400 Credit union may act as custodian, when

Terms Used In Missouri Laws > Chapter 370

  • Advice and consent: Under the Constitution, presidential nominations for executive and judicial posts take effect only when confirmed by the Senate, and international treaties become effective only when the Senate approves them by a two-thirds vote.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appellate: About appeals; an appellate court has the power to review the judgement of another lower court or tribunal.
  • Appraisal: A determination of property value.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Electronic funds transfer: The transfer of money between accounts by consumer electronic systems-such as automated teller machines (ATMs) and electronic payment of bills-rather than by check or cash. (Wire transfers, checks, drafts, and paper instruments do not fall into this category.) Source: OCC
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fiduciary: A trustee, executor, or administrator.
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Garnishment: Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor
  • Grantor: The person who establishes a trust and places property into it.
  • Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. Source: OCC
  • Guardian: if used in a section in a context relating to property rights or obligations, means conservator of the estate as defined in Missouri Laws 1.020
  • hereafter: means the time after the statute containing it takes effect. See Missouri Laws 1.020
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • Joint tenancy: A form of property ownership in which two or more parties hold an undivided interest in the same property that was conveyed under the same instrument at the same time. A joint tenant can sell his (her) interest but not dispose of it by will. Upon the death of a joint tenant, his (her) undivided interest is distributed among the surviving joint tenants.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Misdemeanor: Usually a petty offense, a less serious crime than a felony, punishable by less than a year of confinement.
  • Month: means a calendar month, and "year" means a calendar year unless otherwise expressed, and is equivalent to the words year of our Lord. See Missouri Laws 1.020
  • National Credit Union Administration: The federal regulatory agency that charters and supervises federal credit unions. (NCUA also administers the National Credit Union Share Insurance Fund, which insures the deposits of federal credit unions.) Source: OCC
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: may extend and be applied to bodies politic and corporate, and to partnerships and other unincorporated associations. See Missouri Laws 1.020
  • Personal property: includes money, goods, chattels, things in action and evidences of debt. See Missouri Laws 1.020
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Property: includes real and personal property. See Missouri Laws 1.020
  • Quorum: The number of legislators that must be present to do business.
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Right of survivorship: The ownership rights that result in the acquisition of title to property by reason of having survived other co-owners.
  • State: when applied to any of the United States, includes the District of Columbia and the territories, and the words "United States" includes such district and territories. See Missouri Laws 1.020
  • Subpoena: A command to a witness to appear and give testimony.
  • Tenancy by the entirety: A type of joint tenancy between husband and wife that is recognized in some States. Neither party can sever the joint tenancy relationship; when a spouse dies, the survivor acquires full title to the property.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Trust account: A general term that covers all types of accounts in a trust department, such as estates, guardianships, and agencies. Source: OCC
  • Trustee: A person or institution holding and administering property in trust.
  • United States: includes such district and territories. See Missouri Laws 1.020