§ 40-39-10 Definitions
§ 40-39-20 Department of Consumer Affairs to regulate pawnbrokers; certificate of authority to operate pawnbroker business; background checks; persons ineligible for certificate of authority
§ 40-39-30 Certificate of authority required for each business location; penalties; location of retained pledged goods; posting of operation hours
§ 40-39-40 Unauthorized fees prohibited; violative pawn transaction ramifications
§ 40-39-50 Bonding and insurance requirements; notice of potential threats to pawned goods
§ 40-39-55 Periodic dollar amount adjustments
§ 40-39-60 Actions on bond
§ 40-39-70 Recordkeeping; identity verifications; only owners or their agents may pawn or sell
§ 40-39-80 Pawn tickets; content requirements; executions; special circumstances
§ 40-39-90 Books to be kept open for inspection
§ 40-39-100 Charges on loans
§ 40-39-110 Vesting of title to pledged property
§ 40-39-120 Certificate of authority renewals; penalties for noncompliance; limited operations after lapses
§ 40-39-130 Pawnbrokers to comply with federal law; enforcement powers of administrator
§ 40-39-140 Third-party ownership of pledge and sold property; returns; pawnbroker remedies and liability exemption
§ 40-39-145 Hold orders
§ 40-39-150 Administrative orders; penalties
§ 40-39-155 Contested case hearings
§ 40-39-160 Violations of Sections 40-39-80, 40-39-100, 40-39-110, and 40-39-130; pledgor’s cause of action against pawnbroker

Terms Used In South Carolina Code > Title 40 > Chapter 39

  • Administrator: means the individual to whom the director has delegated authority to administer the programs of a specific board or of a professional or occupational group for which the department has regulatory authority or has delegated authority to administer the programs of a specific board;

    (2) "Authorization to practice" or "Practice authorization" means the approval to practice the specified profession, engage in the specified occupation, or use a title protected under this article, which has been granted by the applicable board. See South Carolina Code 40-1-20
  • Alien insurer: means an insurer incorporated or organized under the laws of a country other than the United States of America, its states, commonwealths, territories, or insular possessions. See South Carolina Code 31-3-580
  • Appointment: means an individual designated by an official or authorized representative of an authorized insurer to act on its behalf as a producer. See South Carolina Code 31-3-580
  • Company: includes a corporation, fraternal organization, burial association, other association, partnership, society, order, individual, or aggregation of individuals engaging or proposing or attempting to engage as principals in any kind of insurance or surety business, including the exchanging of reciprocal or interinsurance contracts between individuals, partnerships, and corporations. See South Carolina Code 31-3-580
  • Department: means the Department of Insurance of South Carolina. See South Carolina Code 31-3-580
  • Department: means the Department of Labor, Licensing and Regulation;

    (5) "Director" means the Director of the Department of Labor, Licensing and Regulation or the director's official designee;

    (6) "Licensee" means a person granted an authorization to practice pursuant to this article and refers to a person holding a license, permit, certification, or registration granted pursuant to this article;

    (7) "Licensing act" means the individual statute or regulations, or both, of each regulated profession or occupation which include, but are not limited to, board governance, the qualifications and requirements for authorization to practice, prohibitions, and disciplinary procedures;

    (8) "Person" means an individual, partnership, or corporation;

    (9) "Profession" or "occupation" means a profession or occupation regulated or administered, or both, by the department pursuant to this article. See South Carolina Code 40-1-20
  • Director: means the person who is appointed by the Governor upon the advice and consent of the Senate and who is responsible for the operation and management of the department. See South Carolina Code 31-3-580
  • Domestic insurer: means an insurer incorporated or organized under the laws of this State. See South Carolina Code 31-3-580
  • insurance: includes annuities. See South Carolina Code 31-3-580
  • Insurer: includes a corporation, fraternal organization, burial association, other association, partnership, society, order, individual, or aggregation of individuals engaging or proposing or attempting to engage as principals in any kind of insurance or surety business, including the exchanging of reciprocal or interinsurance contracts between individuals, partnerships, and corporations. See South Carolina Code 31-3-580
  • License: means a document issued by the state's director or his designee authorizing a person to act as an insurance producer for the lines of authority specified in the document. See South Carolina Code 31-3-580
  • Life insurance: means a contract of insurance upon the lives of human beings. See South Carolina Code 31-3-580
  • Person: means a corporation, agency, partnership, association, voluntary organization, individual, or another entity, organization, or aggregation of individuals. See South Carolina Code 31-3-580
  • Policy: means a contract of insurance. See South Carolina Code 31-3-580
  • Sell: means to exchange a contract of insurance by any means, for money or its equivalent, on behalf of an insurance company. See South Carolina Code 31-3-580
  • Solicit: means attempting to sell insurance or asking or urging a person to apply for a particular kind of insurance from a particular company. See South Carolina Code 31-3-580
  • Terminate: means the cancellation of the relationship between an insurance producer and the insurer or the termination of a producer's authority to transact insurance. See South Carolina Code 31-3-580