§ 367.011 Definitions
§ 367.021 Secured personal credit loans — who may make — interest rate
§ 367.031 Receipt for pledged property — contents — definitions — third-party charge ..
§ 367.040 Loans due, when — return of collateral, when — restrictions
§ 367.043 License required — qualifications — oath — bond — accounting — location ..
§ 367.044 Definitions — pledged goods for money, pawnbroker entitled only to goods ..
§ 367.045 Customer failure to repay pawnbroker when notified that goods pledged or ..
§ 367.046 Procedure to reclaim purchase price of misappropriated goods
§ 367.047 Hold order in effect, pawnbroker may release property to peace officer, not ..
§ 367.048 Criminal charges filed and disposition of case, notice to pawnbroker, duty ..
§ 367.049 No criminal or civil liability for pawnbroker exercising due care and good ..
§ 367.050 Violation, penalties
§ 367.051 Jurisdiction of state courts for all civil actions — nonresident to appoint ..
§ 367.052 Leased property, rental or installment contracts not misappropriated unless ..
§ 367.053 Titles, licenses and permits for pledged goods to remain in effect, void ..
§ 367.055 Inspection of property, search warrant required — hold order, probable ..
§ 367.060 Sections 367.011 to 367.060 not to repeal or amend small loan laws
§ 367.100 Definitions
§ 367.110 Certificate of registration required, when
§ 367.120 Certificate of registration — application for
§ 367.130 Bond — amount — conditions — additional bond, when
§ 367.140 Annual registration — fee, amount — certificates, issuance, display
§ 367.160 Examination of lenders — authority of director — lender to pay costs, when
§ 367.170 Regulations — authority of director — insurance — premiums deemed not to be ..
§ 367.180 Lender to keep records
§ 367.185 Loan solicitation, disclosures
§ 367.190 Certificates of registration — suspension, revocation, when — hearing — review
§ 367.200 Violations — penalty
§ 367.205 Annual audit by certified public accountant required
§ 367.210 Audit report to director of finance, when
§ 367.215 Failure to file audit report, effect of — surety bond posted, when
§ 367.300 Definitions
§ 367.305 Advance fee prohibited, penalty
§ 367.307 Principal liable
§ 367.310 Violations deemed unlawful practice, penalty — attorney general, powers — ..
§ 367.500 Definitions
§ 367.503 Allows division of finance to regulate lending on titled property
§ 367.506 Licensure of title lenders, penalty
§ 367.509 Qualifications of applicants, fee, license issued, when
§ 367.512 Title loan requirements — liability of borrower
§ 367.515 Interest and fees
§ 367.518 Title loan agreements, contents, form
§ 367.521 Redemption of certificate of title — expiration or default, lender may ..
§ 367.524 Records of loan agreements
§ 367.525 Notice to borrower prior to acceptance of title loan application
§ 367.527 Limitations of title lenders
§ 367.530 Safekeeping of certificates of title — liability insurance maintained, when ..
§ 367.531 Applicability to certain transactions
§ 367.532 Violations, penalties
§ 367.533 Pawn or pawnbroker title prohibited

Terms Used In Missouri Laws > Chapter 367 - Pawnbrokers and Small Loans

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Month: means a calendar month, and "year" means a calendar year unless otherwise expressed, and is equivalent to the words year of our Lord. See Missouri Laws 1.020
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: may extend and be applied to bodies politic and corporate, and to partnerships and other unincorporated associations. See Missouri Laws 1.020
  • Personal property: All property that is not real property.
  • Personal property: includes money, goods, chattels, things in action and evidences of debt. See Missouri Laws 1.020
  • Place of residence: means the place where the family of any person permanently resides in this state, and the place where any person having no family generally lodges. See Missouri Laws 1.020
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Probable cause: A reasonable ground for belief that the offender violated a specific law.
  • Property: includes real and personal property. See Missouri Laws 1.020
  • Recourse: An arrangement in which a bank retains, in form or in substance, any credit risk directly or indirectly associated with an asset it has sold (in accordance with generally accepted accounting principles) that exceeds a pro rata share of the bank's claim on the asset. If a bank has no claim on an asset it has sold, then the retention of any credit risk is recourse. Source: FDIC
  • State: when applied to any of the United States, includes the District of Columbia and the territories, and the words "United States" includes such district and territories. See Missouri Laws 1.020
  • Statute: A law passed by a legislature.
  • Testify: Answer questions in court.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC
  • United States: includes such district and territories. See Missouri Laws 1.020
  • Venue: The geographical location in which a case is tried.