An applicant must submit with the application:
(1) an investigation fee of:
(A) $500 if the applicant does not hold a license; or
(B) $250 if the application:
(i) is for an additional license for a separate location; or
(ii) involves substantially identical principals and owners of a licensed pawnshop at a separate location;
(2) a fee in an amount determined as provided by § 14.107; and
(3) proof of general liability and fire insurance in a reasonable amount and form required by the commissioner.