(a) Each policyholder other than a nursing home or assisted living facility shall pay annually into the policyholder’s stabilization reserve fund under Section 2203.301 a charge that:
(1) is in an amount established annually by advisory directors chosen by physicians and health care providers, other than nursing homes and assisted living facilities, eligible for insurance through the association in accordance with the plan of operation;
(2) is in proportion to each premium payment due for liability insurance through the association; and
(3) is separately stated in the policy.
(b) A charge stated in a policy as required by Subsection (a)(3) is not:
(1) a part of premiums; or
(2) subject to premium taxation or a servicing fee, acquisition cost, or any other similar charge.

(c) If the association offers an installment payment plan for coverage obtained through the association, the association may:
(1) permit payment of the policyholder’s stabilization reserve fund charge under this section on an installment basis; or
(2) require the policyholder to pay the charge as an annual lump sum.
(d) Collections of the policyholder’s stabilization reserve fund charge under this section shall continue until the net balance of the policyholder’s stabilization reserve fund under Section 2203.301 is not less than the projected sum of premiums for physicians and health care providers, other than nursing homes and assisted living facilities, to be written in the year following the valuation date.