Texas Insurance Code 544.553 – Prohibition of Underwriting and Rating Decisions Based On Consumer Inquiry
Current as of: 2024 | Check for updates
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An insurer may not:
(1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured; or
(2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured.
