Application by a service member in state military service for, or receipt of, a stay, postponement, or suspension under the provisions of this chapter in the payment of any fine, penalty, insurance premium, or other civil obligation or liability may not be used for any of the following:

(1)  a determination by any lender or other person that the service member is unable to pay any civil obligation or liability in accordance with its terms;

Terms Used In Utah Code 39A-6-107

  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: means :Utah Code 68-3-12.5
  • Service member: means any member of the Utah National Guard or Utah State Defense Force serving on active military service in an organized military unit. See Utah Code 39A-6-101
  • State military service: means active, full-time service with a recognized military unit called into service by the governor for at least 30 days. See Utah Code 39A-6-101
(2)  with respect to a credit transaction between a creditor and a service member:

(a)  a denial or revocation of credit by the creditor;

(b)  a change by the creditor in the terms of an existing credit arrangement; or

(c)  a refusal by the creditor to grant credit to the service member in substantially the amount or on substantially the terms requested; or

(3)  an adverse report relating to the creditworthiness of the service member by or to any person or entity engaged in the practice of assembling or evaluating consumer credit information.

Renumbered and Amended by Chapter 373, 2022 General Session