Virginia Code 59.1-444.1: Definitions
As used in this chapter:
Terms Used In Virginia Code 59.1-444.1
- Consumer: means an individual who is also a resident of this state. See Virginia Code 59.1-444.1
- Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
- Person: includes any individual, corporation, partnership, association, cooperative, limited liability company, trust, joint venture, government, political subdivision, or any other legal or commercial entity and any successor, representative, agent, agency, or instrumentality thereof. See Virginia Code 1-230
- Proper identification: means proper identification as defined in 15 U. See Virginia Code 59.1-444.1
- State: when applied to a part of the United States, includes any of the 50 states, the District of Columbia, the Commonwealth of Puerto Rico, Guam, the Northern Mariana Islands, and the United States Virgin Islands. See Virginia Code 1-245
“Consumer” means an individual who is also a resident of this state.
“Consumer reporting agency” has the same meaning as in § 603(f) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(f)).
“Credit report” means a “consumer report,” as defined in § 603(d) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(d)); provided, however, that for purposes of this chapter, a credit report is limited to information that a consumer reporting agency furnishes to a person that it has reason to believe intends to use the information as a factor in establishing the consumer’s eligibility for credit to be used primarily for personal, family or household purposes.
“Proper identification” means proper identification as defined in 15 U.S.C. § 1681h(a)(1).