§ 681.30 Which organizations are eligible to apply to be HEAL lenders and holders?
§ 681.31 The application to be a HEAL lender or holder
§ 681.32 The HEAL lender or holder insurance contract
§ 681.33 Making a HEAL loan
§ 681.34 HEAL loan account servicing
§ 681.35 HEAL loan collection
§ 681.36 Consequence of using an agent
§ 681.37 Forbearance
§ 681.38 Assignment of a HEAL loan
§ 681.39 Death and disability claims
§ 681.40 Procedures for filing claims
§ 681.41 Determination of amount of loss on claims
§ 681.42 Records, reports, inspection, and audit requirements for HEAL lenders and holders
§ 681.43 Limitation, suspension, or termination of the eligibility of a HEAL lender or holder

Terms Used In CFR > Title 34 > Subtitle B > Chapter VI > Part 681 > Subpart D - The Lender and Holder

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • Baseline: Projection of the receipts, outlays, and other budget amounts that would ensue in the future without any change in existing policy. Baseline projections are used to gauge the extent to which proposed legislation, if enacted into law, would alter current spending and revenue levels.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Dismissal: The dropping of a case by the judge without further consideration or hearing. Source:
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Forbearance: A means of handling a delinquent loan. A
  • Fraud: Intentional deception resulting in injury to another.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Statute: A law passed by a legislature.