1. For purposes of this section, “minor” means any person under the age of eighteen.

Attorney's Note

Under the Iowa Code, punishments for crimes depend on the classification. In the case of this section:
ClassPrisonFine
Class C felonyup to 10 yearsbetween $1,370 and $13,660
Class D felonyup to 5 yearsbetween $1,025 and $10,245
For details, see Iowa Code902.9
Have a question? Click here to chat with a criminal defense lawyer and protect your rights.

Terms Used In Iowa Code 715A.6B

  • Credit card: means a writing purporting to evidence an undertaking to pay for property or services delivered or rendered to or upon the order of a designated person or bearer and includes a debit card or access device used to engage in an electronic transfer of funds through a satellite terminal as defined in section 527. See Iowa Code 715A.1
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • person: means individual, corporation, limited liability company, government or governmental subdivision or agency, business trust, estate, trust, partnership or association, or any other legal entity. See Iowa Code 4.1
  • property: includes personal and real property. See Iowa Code 4.1
 2. A person commits a public offense if the person applies for a credit card in the name of a minor, other than the person, without the consent of the minor’s parent, guardian, or legal custodian. A person adding a minor as an authorized user of the person’s credit card does not commit an offense under this subsection. An offense under this subsection is a class “D” felony.
 3. a. A person commits a public offense if the person uses a credit card obtained in violation of subsection 2 to secure or seek to secure property or services. An offense under this subsection shall be as follows:

 (1) A class “C” felony if the value of the property or services secured or sought to be secured by means of the credit card is greater than ten thousand dollars.
 (2) A class “D” felony if the value of the property or services secured or sought to be secured by means of the credit card is ten thousand dollars or less.
 b. For purposes of this subsection, the value of property or services shall be determined as provided in section 715A.6, subsection 3.