(a) Except as provided by Subsection (b), this chapter applies to each insurer authorized to engage in the business of property insurance in this state, including a county mutual insurance company, a Lloyd’s plan, and a reciprocal or interinsurance exchange.
(b) This chapter does not apply to:
(1) a farm mutual insurance company operating under Chapter 911, unless the company is acting as a fronting insurer, as defined by § 221.001(c);
(2) a nonaffiliated county mutual fire insurance company described by § 912.310 that is writing exclusively industrial fire insurance policies as described by § 912.310(a)(2); or
(3) a mutual insurance company or a statewide mutual assessment company engaged in business under Chapter 12 or 13, Title 78, Revised Statutes, respectively, before those chapters’ repeal by Section 18, Chapter 40, Acts of the 41st Legislature, 1st Called Session, 1929, as amended by Section 1, Chapter 60, General Laws, Acts of the 41st Legislature, 2nd Called Session, 1929, that retains the rights and privileges under the repealed law to the extent provided by those sections.