A cardholder‘s acceptance of the terms and conditions of a credit card account may be established as binding and enforceable in accordance with the terms and conditions of the credit card agreement or by either of the following other methods:

Terms Used In Arizona Laws 44-7802

  • Authorized user: means any person other than a cardholder who has actual, implied or apparent authority to use a cardholder's credit card or credit card account. See Arizona Laws 44-7801
  • Cardholder: means the named person who applies for or accepts the credit card account. See Arizona Laws 44-7801
  • Credit card: means any card, plate or other single credit device that may be used from time to time to obtain credit and shall include a charge card, courtesy card, identification card or account number that may be used to access a line of credit to purchase goods or services. See Arizona Laws 44-7801
  • Credit card account: means a line of credit offered by an issuer to a cardholder that is accessible by the use of a credit card. See Arizona Laws 44-7801
  • Credit card agreement: means the terms and conditions governing the use of the credit card account. See Arizona Laws 44-7801

1. The cardholder’s written or electronic signature or by any other electronic record acceptance as provided by Title 44, Chapter 26, Article 1.

2. Any cardholder or authorized user uses the credit card account.

 

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