§ 97A.010 Definitions
§ 97A.020 ‘Authorized user’ defined
§ 97A.030 ‘Beneficial use’ defined
§ 97A.040 ‘Cardholder’ defined
§ 97A.050 ‘Credit card’ defined
§ 97A.060 ‘Credit card account’ defined
§ 97A.070 ‘False or fraudulent application’ defined
§ 97A.080 ‘Financial institution’ defined
§ 97A.090 ‘Interest’ defined
§ 97A.100 ‘Issuer’ defined
§ 97A.110 ‘Joint account’ defined
§ 97A.120 ‘Secondary cardholder’ defined
§ 97A.130 ‘Service provider’ defined
§ 97A.140 Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law
§ 97A.142 Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity
§ 97A.145 Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section
§ 97A.150 Liability for charges incurred on credit card account
§ 97A.160 Records required in action to collect debt: Establishment of liability and amount; authentication; retention
§ 97A.165 Contents of complaint; limitations
§ 97A.170 Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment
§ 97A.180 Transfer of information if issuer is subsidiary
§ 97A.200 Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception
§ 97A.210 Prohibited acts by issuer: Prohibiting merchant from offering certain discounts

Terms Used In Nevada Revised Statutes > Chapter 97A

  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Appellate: About appeals; an appellate court has the power to review the judgement of another lower court or tribunal.
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Codicil: An addition, change, or supplement to a will executed with the same formalities required for the will itself.
  • Commission: means the Public Utilities Commission of Nevada. See Nevada Revised Statutes 708.010
  • Concurrent resolution: A legislative measure, designated "S. Con. Res." and numbered consecutively upon introduction, generally employed to address the sentiments of both chambers, to deal with issues or matters affecting both houses, such as a concurrent budget resolution, or to create a temporary joint committee. Concurrent resolutions are not submitted to the President/Governor and thus do not have the force of law.
  • Decedent: A deceased person.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Department: means the Department of Motor Vehicles. See Nevada Revised Statutes 481.015
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Ex officio: Literally, by virtue of one's office.
  • Executor: A male person named in a will to carry out the decedent
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • fugitive from justice: means a person who has been found in this State after:

    1. See Nevada Revised Statutes 202.005

  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. Source: OCC
  • Interrogatories: Written questions asked by one party of an opposing party, who must answer them in writing under oath; a discovery device in a lawsuit.
  • Joint resolution: A legislative measure which requires the approval of both chambers.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Personal property: All property that is not real property.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Temporary restraining order: Prohibits a person from an action that is likely to cause irreparable harm. This differs from an injunction in that it may be granted immediately, without notice to the opposing party, and without a hearing. It is intended to last only until a hearing can be held.
  • Uniform Commercial Code: A set of statutes enacted by the various states to provide consistency among the states' commercial laws. It includes negotiable instruments, sales, stock transfers, trust and warehouse receipts, and bills of lading. Source: OCC