Part 1 Unsolicited Credit Cards and Unauthorized Use
Part 2 Termination of Credit Cards

Terms Used In Tennessee Code > Title 47 > Chapter 22

  • Account: means the account between a card issuer and one (1) or more cardholders reflecting the outstanding balance of card transactions. See
  • Account agreement: means the contract between the card issuer and the cardholder(s) governing the parties' respective rights and obligations respecting the account and transactions effected thereunder. See
  • card: means any card, plate, coupon book or other single credit device that is issued primarily for consumer credit purposes and that may be used from time to time to obtain credit, including, but not limited to, a card that may be used to effect transactions governed by chapter 11 of this title. See
  • Card user: means any person authorized by the card issuer and all cardholders on an account to use a card pertaining to the account, but who is not obligated on the account of the issuer. See
  • Cardholder: means a natural person residing in Tennessee who has agreed with a card issuer to pay debts arising from card transactions, whether the card used in such transactions has been issued to the cardholder or to another person. See
  • Code: includes the Tennessee Code and all amendments and revisions to the code and all additions and supplements to the code. See Tennessee Code 1-3-105
  • Credit card: means any card, token, or similar identification device which is issued for the purpose of obtaining money, services, or merchandise pursuant to a credit arrangement. See
  • issuer: means a person doing business in Tennessee that issues a credit card or that person's agent or assignee with respect to the card. See
  • Multiple-party account: means any account under which two (2) or more cardholders, or one (1) or more cardholders and one (1) or more card users, may effect card transactions. See
  • Person: means any individual, corporation, agency, business association, or similar group. See
  • Person: includes a corporation, firm, company or association. See Tennessee Code 1-3-105
  • Record: means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in a perceivable form. See Tennessee Code 1-3-105
  • State: when applied to the different parts of the United States, includes the District of Columbia and the several territories of the United States. See Tennessee Code 1-3-105
  • transaction: means a cash advance, purchase, or other extension of credit effected or obtained by means of a credit card or account number. See
  • Unsolicited credit card: means any credit card issued without an application or other authorization from the person to whom it is issued. See
  • written: includes printing, typewriting, engraving, lithography, and any other mode of representing words and letters. See Tennessee Code 1-3-105