§ 536C.1 Title
§ 536C.2 Definitions
§ 536C.3 Exemptions
§ 536C.4 Notification
§ 536C.5 Fees
§ 536C.6 Applicability of Iowa consumer credit code
§ 536C.7 Books and records
§ 536C.8 Investigations
§ 536C.9 Cease and desist orders
§ 536C.10 Injunctions
§ 536C.11 Waiver unenforceable
§ 536C.12 Penalty
§ 536C.13 Rules
§ 536C.14 Enforcement

Terms Used In Iowa Code > Chapter 536C

  • Administrator: means the superintendent of banking or the superintendent of credit unions. See Iowa Code 536C.2
  • Agreement: means agreement as defined in section 537. See Iowa Code 536C.2
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Cardholder: means cardholder as defined in section 537. See Iowa Code 536C.2
  • Consumer credit transaction: means consumer credit transaction as defined in section 537. See Iowa Code 536C.2
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Credit card: means a card or device issued by a financial institution under an arrangement pursuant to which a card issuer gives a cardholder the privilege of purchasing or leasing property, or purchasing services, obtaining loans, or otherwise obtaining credit from at least one hundred persons not related to the card issuer. See Iowa Code 536C.2
  • Financial institution: means a bank incorporated under the provisions of any state or federal law, a savings and loan association incorporated under the provisions of any state or federal law, a credit union organized under the provisions of any state or federal law, and any affiliate of such bank, savings and loan association, or credit union. See Iowa Code 536C.2
  • following: when used by way of reference to a chapter or other part of a statute mean the next preceding or next following chapter or other part. See Iowa Code 4.1
  • Misdemeanor: Usually a petty offense, a less serious crime than a felony, punishable by less than a year of confinement.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: means any individual, firm, corporation, partnership, joint venture, or association, and any other organization or group, however organized. See Iowa Code 536C.2
  • property: includes personal and real property. See Iowa Code 4.1
  • Service of process: The service of writs or summonses to the appropriate party.
  • state: when applied to the different parts of the United States, includes the District of Columbia and the territories, and the words "United States" may include the said district and territories. See Iowa Code 4.1
  • year: means twelve consecutive months. See Iowa Code 4.1