41-201 Department of Insurance
41-202 Director — Appointment — Term — Qualifications
41-203 Terms Construed
41-204 Director’s Oath and Bond
41-205 Official Seal
41-206 Divisions and Employees
41-207 Delegation of Powers
41-208 Prohibited Interests, Rewards
41-209 Professional Services
41-210 General Powers, Duties
41-211 Rules
41-212 Orders, Notices
41-213 Enforcement
41-214 Records — Reproduction — Destruction
41-215 Use of Reproductions and Certified Copies as Evidence
41-216 Director’s Annual Report
41-217 Publications Authorized
41-218 Publications — Sale
41-219 Examination of Insurers
41-220 Examination of Agents, Brokers, Consultants, Managers, Adjusters, Promoters
41-221 Place of Examination
41-222 Examination Cooperation With Other States
41-223 Conduct of Examination — Access to Records — Correction of Accounts — Removal of Records
41-224 Examination — Appraisal of Asset
41-225 Obstruction of Examination — Penalty
41-226 Examiners — Qualifications
41-227 Examination Report
41-228 Examination Expense
41-229 Witnesses and Evidence
41-230 Testimony Compelled — Immunity From Prosecution
41-231 Hearings and Appeal — Scope of Provisions
41-232 Hearings in General
41-232A Hearings Upon the Denial, Nonrenewal, Suspension or Revocation of a Certificate of Authority or License or Imposition of Administrative Penalties
41-234 Place of Hearing — Admission of Public
41-235 Notice of Hearing
41-236 Show Cause Notice
41-237 Adjourned Hearing
41-238 Nonattendance
41-240 Order On Hearing
41-247 Inquiry Powers of Director
41-248 Interstate Relations
41-249 Sharing of Information Among Governmental Agencies and the National Association of Insurance Commissioners
41-253 Statement of Purpose — Adoption of International Fire Code
41-254 Powers and Duties of State Fire Marshal — International Fire Code, Enforcement and Regulations — Reports
41-255 Duties of State Fire Marshal
41-256 Assistants to State Fire Marshal — Local Appeal Procedure
41-257 State Fire Marshal as Chief Arson Investigation Officer
41-258 Report of Losses by Fire Insurance Companies to State Fire Marshal
41-259 Inspection of Buildings — Order of Remedy or Removal — Service of Order
41-260 Appeal From Order of Remedy or Removal — Appeal From Local Appeal Decision
41-261 Failure to Comply With Order of Remedy or Removal — Failure to Comply With Local Decision or Local Appeal Decision — Penalty — Civil Action to Recover Penalty
41-262 Failure to Comply With Order of Remedy or Removal — Repair or Demolition of Premises — Expense
41-263 Failure to Pay Expense of Repair or Demolition — Assessment
41-264 Investigative Hearings — Subpoena of Witnesses — Conduct of Hearing
41-265 Witness Fees — Charge for Service of Process
41-266 Admission of International Fire Code in Evidence
41-268 Arson, Fire and Fraud Prevention Account
41-269 Liberal Construction of Act
41-286 Uniform Claims Processing
41-287 Application of Provisions Adopted by National Association of Insurance Commissioners
41-288 Retaliatory Requirement
41-290 Fraudulent Claims
41-291 Definitions
41-292 Disclosure of Information by Insurers
41-293 Insurance Fraud
41-294 Damage to or Destruction of Insured Property
41-295 Duties of the Investigation Section
41-296 Confidentiality — Compulsory Testimony
41-297 Disclosure Requirements
41-298 Jurisdiction — Construction of Provisions

Terms Used In Idaho Code > Title 41 > Chapter 2 - The Department of Insurance

  • Action: as used in this chapter , shall include nonaction or the failure to take action. See Idaho Code 41-291
  • Adjourn: A motion to adjourn a legislative chamber or a committee, if passed, ends that day's session.
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appraisal: A determination of property value.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Authorized agencies: shall mean :
Idaho Code 41-291
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Felony: A crime carrying a penalty of more than a year in prison.
  • Financial loss: includes , but is not limited to, loss of earnings, out-of-pocket and other expenses, repair and replacement costs and claims payments. See Idaho Code 41-291
  • Fraud: Intentional deception resulting in injury to another.
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Grand jury: agreement providing that a lender will delay exercising its rights (in the case of a mortgage,
  • Immunity: means that no civil action may arise against any person for furnishing information pursuant to section 41-248, 41-258, 41-290, 41-292, 41-296 or 41-297, Idaho Code, where actual malice on the part of the insurance company, department of insurance, state fire marshal, authorized agency, their employees or agents, is not present. See Idaho Code 41-291
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Insurer: shall mean any insurance company contemplated by title 41, Idaho Code, any business operating as a self-insured for any purpose, the state insurance fund, and any self-insured as contemplated by title 72, Idaho Code. See Idaho Code 41-291
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Misdemeanor: Usually a petty offense, a less serious crime than a felony, punishable by less than a year of confinement.
  • Oath: A promise to tell the truth.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: means a natural person, company, corporation, unincorporated association, partnership, professional corporation and any other legal entity. See Idaho Code 41-291
  • Practitioner: means a licensee of this state authorized to practice medicine and surgery, psychology, chiropractic, law or any other licensee of the state whose services are compensated, directly or indirectly, by insurance proceeds, or a licensee similarly licensed in other states and nations or the practitioner of any nonmedical treatment rendered in accordance with a recognized religious method of healing. See Idaho Code 41-291
  • Property: includes both real and personal property. See Idaho Code 73-114
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Relevant: means information having any tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more probable or less probable than it would be without the evidence. See Idaho Code 41-291
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Runner: means a person who procures, or persons working in conjunction with each other who procure, clients at the direction of, or in cooperation with, a person who, with the intent to deceive or defraud, performs or obtains a service or benefit under a contract of insurance or asserts a claim against an insured. See Idaho Code 41-291
  • seal: includes an impression of such seal upon the paper, alone, as well as upon wax or a wafer affixed thereto; or, alternatively, the seal may be the mark of a rubber stamp providing substantially the same information as the impression. See Idaho Code 73-111
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114
  • Statement: includes , but is not limited to, any of the following regardless of how it is made and in what format it is contained:
  • Idaho Code 41-291
  • Statute: A law passed by a legislature.
  • Subpoena: A command to a witness to appear and give testimony.
  • Testify: Answer questions in court.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Trustee: A person or institution holding and administering property in trust.