A person engages in an unlawful trade practice if in the course of the person’s business, vocation or occupation the person:

Terms Used In Oregon Statutes 646.607

  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: includes individuals, corporations, associations, firms, partnerships, limited liability companies and joint stock companies. See Oregon Statutes 174.100

(1) Employs any unconscionable tactic in connection with selling, renting or disposing of real estate, goods or services, or collecting or enforcing an obligation.

(2) Fails to deliver all or any portion of real estate, goods or services as promised, and at a customer’s request, fails to refund money that the customer gave to the person to purchase the undelivered real estate, goods or services and that the person does not retain pursuant to any right, claim or defense the person may assert in good faith. This subsection does not create a warranty obligation and does not apply to a dispute over the quality of real estate, goods or services delivered to a customer.

(3) Violates ORS § 401.965 (2).

(4) Violates a provision of ORS § 646A.725 to 646A.750.

(5) Violates ORS § 646A.530.

(6) Employs a collection practice that is unlawful under ORS § 646.639.

(7) Is a beneficiary that violates ORS § 86.726 (1)(a) or (2), 86.729 (4) or 86.732 (1) or (2).

(8) Violates ORS § 646A.093.

(9) Violates a provision of ORS § 646A.600 to 646A.628.

(10) Violates ORS § 646A.808 (2).

(11) Violates ORS § 336.184.

(12) Publishes on a website related to the person’s business, or in a consumer agreement related to a consumer transaction, a statement or representation of fact in which the person asserts that the person, in a particular manner or for particular purposes, will use, disclose, collect, maintain, delete or dispose of information that the person requests, requires or receives from a consumer and the person uses, discloses, collects, maintains, deletes or disposes of the information in a manner that is materially inconsistent with the person’s statement or representation.

(13) Violates ORS § 646A.813 (2).

(14) Violates ORS § 137.930 (1). [1977 c.195 § 4; 1979 c.505 § 1; 2003 c.759 9,10; 2007 c.223 § 6; 2008 c.19 § 16; 2008 c.31 § 4; 2009 c.60 § 1; 2013 c.304 § 13; 2013 c.433 § 2; 2015 c.128 § 2; 2015 c.357 § 4; 2015 c.528 § 3; 2017 c.145 § 1; 2019 c.193 § 2; 2021 c.305 § 2; 2021 c.486 § 5; 2021 c.305 § 3]