§ 56:12-1 Definitions.
§ 56:12-2 Contracts to be written in simple, clear, understandable and easily readable way
§ 56:12-2.1 Cost of residential construction permits, disclosure by contractor; violations, penalties.
§ 56:12-3 Failure to comply; liability
§ 56:12-4 Class actions; limitation on punitive damages
§ 56:12-4.1 Reform or limit of provision of consumer contract by court; findings
§ 56:12-5 Nonliability conditions
§ 56:12-6 Use of specific language
§ 56:12-7 Other claims not precluded
§ 56:12-8 Opinions on compliance of consumer contracts; review by attorney general; certification; fee
§ 56:12-8.2 Power of commissioner of insurance to review and certify insurance contracts; effect on prior certification by Attorney General
§ 56:12-9 Application to dollar limitation on consumer contracts; nonapplication to real estate or insurance contracts
§ 56:12-10 Guidelines
§ 56:12-11 Waiver of rights under act; effect of violation of act
§ 56:12-12 Injunctions; attorney fees, court costs.
§ 56:12-13 Severability
§ 56:12-14 Short title
§ 56:12-15 Consumer contract, warranty, notice or sign; violation of legal right of consumer or responsibility of seller, lessor, etc.; prohibition; exemptions
§ 56:12-16 Provision for waiver of rights under act; nullity; statement of provisions void, unenforceable or inapplicable in New Jersey
§ 56:12-16.1 Consumer contract relative to motor vehicle; right of consumer to make statements; violations, penalties.
§ 56:12-17 Violations; civil liability to aggrieved consumer; action; termination of contract
§ 56:12-18 Act as additional to other rights, remedies and prohibitions
§ 56:12-29 Findings, intentions.
§ 56:12-30 Definitions.
§ 56:12-31 Report of nonconformity; repairs.
§ 56:12-32 Refunds.
§ 56:12-33 Presumption of inability to correct nonconformity; written notification.
§ 56:12-34 Statement to consumers.
§ 56:12-34.1 Provision of notice relative to vehicle warranty.
§ 56:12-35 Sale, leasing of returned motor vehicle.
§ 56:12-36 Informal dispute settlement procedure.
§ 56:12-37 Dispute resolution.
§ 56:12-38 Statistics.
§ 56:12-39 Decision binding.
§ 56:12-41 Pleading
§ 56:12-42 Attorney, expert fees; cost.
§ 56:12-43 Use of funds
§ 56:12-44 Inherent design defect.
§ 56:12-45 Proceedings.
§ 56:12-46 No liability, cause of action.
§ 56:12-47 No limitation on rights
§ 56:12-48 Agreements void.
§ 56:12-49 Rules, regulations
§ 56:12-49.1 Consumer’s right to make certain statements; violations, penalties.
§ 56:12-60 Short title
§ 56:12-61 Definitions
§ 56:12-62 Lease requirements
§ 56:12-63 Disclosures, addendum
§ 56:12-64 Compliance with federal requirements as disclosure
§ 56:12-65 Default; death of lessee
§ 56:12-66 Appraisal for repair or replacement of parts, or reduced value
§ 56:12-67 Credit check on lessee; right to review contract
§ 56:12-68 Consumer awareness program
§ 56:12-69 Rules and regulations
§ 56:12-70 Violations as unlawful practices
§ 56:12-71 Definitions
§ 56:12-72 Restrictions on subleasing
§ 56:12-73 Enforceability of agreements
§ 56:12-74 Violations
§ 56:12-75 Definitions relative to motorized wheelchairs
§ 56:12-76 Manufacturer warranty
§ 56:12-77 Repair of nonconformity
§ 56:12-78 Manufacturer’s responsibility if nonconformity is irreparable
§ 56:12-79 Transfer of possession of motorized wheelchair
§ 56:12-80 Obtaining a refund
§ 56:12-81 Lease not enforced after refund
§ 56:12-82 Disclosure of reasons for return
§ 56:12-83 Dispute resolution; application, hearing, procedure
§ 56:12-84 Consumer’s rights not limited; waivers, void, unenforceable
§ 56:12-85 Consumer’s recovery for damages
§ 56:12-86 Rules, regulations
§ 56:12-87 Definitions relative to service contracts.
§ 56:12-88 Provisions for issuance of service contracts; exemptions.
§ 56:12-89 Permitted names for service contract providers.
§ 56:12-90 Assurance of faithful performance required to sell service contracts.
§ 56:12-91 Appointment of administrator.
§ 56:12-92 Requirements for issuance of reimbursement insurance policy.
§ 56:12-93 Contents of service contract.
§ 56:12-94 Receipt, copy of service contract.
§ 56:12-95 Records kept by provider; contents.
§ 56:12-96 Violations deemed unlawful practice.
§ 56:12-97 Definitions relative to direct broadcast satellite and telecommunications service.
§ 56:12-98 Opting out of contracts without penalty for victims of domestic violence.
§ 56:12-99 Definitions relative to certain service contracts.
§ 56:12-100 Opting out of contract under certain circumstances with no fee.
§ 56:12-101 Violations, penalties.

Terms Used In New Jersey Statutes > Title 56 > Chapter 12

  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appellate: About appeals; an appellate court has the power to review the judgement of another lower court or tribunal.
  • Appraisal: A determination of property value.
  • certified mail: include private express carrier service, provided that the private express carrier service provides confirmation of mailing. See New Jersey Statutes 1:1-2
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Counterclaim: A claim that a defendant makes against a plaintiff.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Executor: A male person named in a will to carry out the decedent
  • Fair market value: The price at which an asset would change hands in a transaction between a willing, informed buyer and a willing, informed seller.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • month: means a calendar month, and the word "year" means a calendar year. See New Jersey Statutes 1:1-2
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: includes corporations, companies, associations, societies, firms, partnerships and joint stock companies as well as individuals, unless restricted by the context to an individual as distinguished from a corporate entity or specifically restricted to one or some of the above enumerated synonyms and, when used to designate the owner of property which may be the subject of an offense, includes this State, the United States, any other State of the United States as defined infra and any foreign country or government lawfully owning or possessing property within this State. See New Jersey Statutes 1:1-2
  • Personal property: includes goods and chattels, rights and credits, moneys and effects, evidences of debt, choses in action and all written instruments by which any right to, interest in, or lien or encumbrance upon, property or any debt or financial obligation is created, acknowledged, evidenced, transferred, discharged or defeated, in whole or in part, and everything except real property as herein defined which may be the subject of ownership. See New Jersey Statutes 1:1-2
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: extends to and includes any State, territory or possession of the United States, the District of Columbia and the Canal Zone. See New Jersey Statutes 1:1-2
  • Statute: A law passed by a legislature.